Potholes are a common nuisance on the road, and they can cause significant damage to your vehicle. A recent AAA survey revealed that in 2021, 1 in 10 drivers experienced pothole-related vehicle damage, with repair costs averaging $600 and sometimes exceeding $1,000. Many drivers faced this issue multiple times a year, averaging two pothole-related repairs annually. The most frequent types of damage include harm to wheels, tires, suspension, steering, and alignment systems.
Understanding Pothole Formation
Potholes typically form when groundwater beneath the pavement freezes, causing the ground to expand and crack the pavement. When the ice thaws, it leaves gaps under the pavement, weakening its structure. Over time, the weight of passing vehicles causes the pavement to break, creating potholes. While avoiding potholes entirely can be challenging, you can take steps to minimize vehicle damage.
Tips to Avoid Pothole Damage
Follow these guidelines to protect your vehicle from pothole damage:
- Maintain Your Tires: Ensure your tires are properly inflated, have adequate tread depth, and that your vehicle’s alignment and suspension are in good condition.
- Be Vigilant: Scan the road ahead for potholes and safely maneuver around them when possible.
- Avoid Standing Water: Steer clear of driving through standing water, as it can conceal deep potholes.
- Adjust Your Speed: Slow down and avoid sudden braking if you must drive over a pothole or through standing water.
- Listen and Feel: Pay attention to any new sounds or vibrations in your vehicle after encountering a pothole.
- Inspect Your Vehicle: If you suspect damage, have your car inspected by a trusted mechanic to address any issues promptly.
Insurance Coverage for Pothole Damage
Collision coverage is an optional type of auto insurance that can help pay for pothole-related damages. This coverage helps cover the cost of damage from collisions with objects, such as potholes or guardrails. However, it typically involves a deductible, which is an out-of-pocket expense you must pay before your insurance covers the remaining costs. If the repair cost is less than your deductible, you might choose not to file a claim.
For further guidance on driving safety and to explore comprehensive auto insurance solutions, please feel free to contact Knauf Maxwell Insurance Services. We are here to help you stay safe on the road and ensure your vehicle is well-protected.
